Student Health Insurance: Enroll or Waive in the Plan

Massachusetts State Law requires all full-time and certain part-time college students to participate in a qualifying student health insurance program (SHP) or in a health insurance plan with comparable coverage. Dean College offers a comprehensive Student Health Plan in compliance with the minimum standards required by the state. This plan is administered by Academic Health Plans and provides coverage through Blue Cross Blue Shield.

The annual premium for 2022- 2023 is $2,438.76 (coverage from 8/1/22 through 7/31/23). For students starting in January, the cost is $1,422.61 (coverage from 1/1/23- 7/31/23). Costs of the plan may change from year to year.

All students are charged for the health insurance and must take action to either Waive OR Enroll in the student health insurance at the start of each academic year using the link below. To ensure compliance with the Massachusetts State Law, students are automatically billed for this Student Health Insurance plan each year.  

For any student who does not matriculate to the College or withdraws from school during the first 31 days of the period for which coverage is purchased will not be covered under the student health insurance policy and a full refund of the premium will be made, except in the case of medical withdrawal. Additionally, any individual that no longer meets the criterion for a student in the Commonwealth of Massachusetts as defined by 956 CMR 8.00 will not be covered under the student health policy as noted above.

This link is only available during specific enrollment dates:

Fall Semester – June 1 through September 15

Spring Semester – December 1 through February 1

To view the benefits offered: Dean College Student Health Plan Benefits

Waiving the Student Health Plan

In order to waive the insurance, students must provide proof that they are participating in a Health Benefit Plan with comparable coverage pursuant to 956 CMR 8.05(3). A comparable health insurance plan is one that provides reasonable and comprehensive coverage of health services that include: preventive and primary care, emergency services, hospitalization benefits, ambulatory patient services and mental health services. Any health plan must provide reasonably accessible health services to the student in the area where the student attends school. Out of state Medicaid and health insurance policies from other countries are not acceptable. You will need your seven-digit Dean student ID number, date of birth and health insurance information to complete this process.

Enrolling in the Student Health Plan

Students who are enrolling in the insurance plan are required to confirm their enrollment by completing the enrollment form using the link above. You will need your Dean student ID number and date of birth to complete this process.

It is important to note that the burden of proof of participation in health insurance with comparable coverage falls on the student. By completing and submitting the insurance waiver, the student accepts responsibility for all medical and/or mental health expenses incurred should his/her own insurance prove insufficient.

The online waiver process must be completed by the deadline indicated above. Once the waiver has been submitted and approved by Academic Health Plan, the health insurance charge will be removed from the student account. If the College does not receive confirmation of the waiver process, the insurance charge will remain on the student's account and the charge becomes non-refundable.