Student Health Insurance: Enroll or Waive in the Plan
Massachusetts State Law requires all full-time and certain part-time college students to participate in a qualifying student health insurance program (SHP) or in a health insurance plan with comparable coverage.
All students must either Waive or Enroll in the student health insurance at the start of each academic year using the link below. To ensure compliance with the Massachusetts State Law, students are automatically billed for this Student Health Insurance plan each year.
This link is only available during specific enrollment dates:
Fall Semester – June 1 through September 15
Spring Semester – December 1 through February 1
Dean College is pleased to announce that for the 2019-2020 Academic Year we have teamed up with Blue Cross Blue Shield of Massachusetts (BCBS) and Academic Health Plans (AHP) to provide health insurance coverage for our students. Please note, this is a change in vendor from the 2018-2019 Academic Year. The annual premium for 2019- 2020 is $1919 (coverage from 8/1/19 through 7/31/20). For students starting in January, the cost is $1,119 (coverage from 1/1/20- 7/31/20). Costs of the plan may change from year to year. The insurance brochure listing the full benefits of the plan will be posted shortly.
Waiving the Student Health Plan
In order to waive the insurance, students must provide proof of a Massachusetts Qualified Student Health Plan. A qualifying health insurance plan is one that provides reasonable and comprehensive coverage of health services that include: preventive and primary care, emergency services, hospitalization benefits, ambulatory patient services and mental health services. Any health plan must provide reasonably accessible health services to the student in the area where the student attends school. Out of state Medicaid and health insurance policies from other countries are not acceptable. You will need your seven-digit Dean student ID number, date of birth and health insurance information to complete this process.
Enrolling in the Student Health Plan
Students who are enrolling the insurance plan are required to confirm their enrollment by completing the enrollment form using the link above. You will need your Dean student ID number and date of birth to complete this process.
A part-time student is defined as a student enrolled in at least 75 percent of the full-time course load. A qualifying health insurance plan is one that provides reasonable and comprehensive coverage of health services that include: preventive and primary care, emergency services, hospitalization benefits, ambulatory patient services and mental health services. Any health plan must provide reasonably accessible health services to the student in the area where the student attends school. Health insurance policies from other countries are not acceptable.
Dean College offers a comprehensive Student Health Plan (SHP) in compliance with the minimum standards required by the state. It is available to students without health insurance, for students who would like to supplement their own health insurance, or for those whose insurance is not comparable with the minimum standards required by the state of Massachusetts. The health plan, offered by Consolidated Health Plans (CHP), is specifically designed to meet student needs. It provides coverage for a full year, from August to August, and provides coverage throughout the United States and internationally for students participating in our studying abroad program.
All students are automatically enrolled in and charged for the Dean College Student Health Plan unless proof of comparable coverage is provided. If a student has her or his own health insurance and declines enrollment in the College health plan, the student must complete the online Dean College Insurance Waiver Form. (This link is only available during specific enrollment dates):
- Fall Semester - June 1 through September 15
- Spring Semester - December 1 through February 1
It is important to note that the burden of proof of participating in a SHP approved health insurance with comparable coverage falls on the student. By completing and submitting the insurance waiver, the student accepts responsibility for all medical and/or mental health expenses incurred should his/her own insurance prove insufficient.
The online waiver process must be completed by the deadline indicated above and noted in the Dean College Health Form packet. Once the waiver has been submitted, the Dean College Student Health Plan charge will be removed from the student account. If the College does not receive confirmation of the waiver process, the student’s account will be billed for the insurance and the charge becomes non-refundable.
Students who want to enroll in the Student Health Plan do not complete the waiver form and are automatically enrolled in and are subsequently covered by the plan.